The sensed irrelevance of what God is doing to what makes up our lives is the foundational flaw in the existence of multitudes of professing Christians today. They have been led to believe that God, for some unfathomable reason, just thinks it appropriate to transfer credit from Christ’s merit account to ours, and to wipe out our sin debt, upon inspecting our mind and finding that we believe a particular theory of the atonement to be true—even if we trust everything but God in all other matters that concern us.
It is left unexplained how it is possible that one can rely on Christ for the next life without doing so for this one, trust him for one’s eternal destiny without trusting him for “the things that relate to Christian life.” Is this really possible? Surely it is not!
(Dallas Willard, The Divine Conspiracy: Rediscovering Our Hidden Life in God, p. 49)